The list is endless but in true spirit it’s nice to see competition of whatever sort for the betterment and improvement. – Orion was a big time failure as turn around time for registeration, service offering, staff knowhow, customer education/awareness was nowhere to be seen, i dont see dramatic improvement in this model as well.

– Comparison on basis of just service charges is not realistic, it’s the service quality, integrity, outreach which matters most – Banking in general is slow moving industry so new ideas, new products, innovative means of introducing services are rare in banking domain – It’s just new channel in conventional banking offerings.

– It do not deliver the key strength of branchless banking as its limited scalability doesnt bring unbanked customer into banking domain, small far off rural areas can’t be penetrated due to its technical limitations – To transact using your mobile you have to use either SMS which is insecure and error prone, or WAP which is not commonly used and not very convenient or handy for everyone – model is not scalable as it requires dukandar to have computer and internet access Noman 03333302090….I dont think that UBL Omini is a challenge for easypaisa by any means, both services are not comparable due to the following reasons.

Hu prof ka sat ka ubl mairpurkhas branch ma bhot craptions ha …. Ham bi ubl omni agent ha or ubl omni ku koi janta ni tab sa ham omni agent ha or 40 sa zida agents ham na ubl ka bana ha or ab maga agent bi ha laken hamri hasiat ubl ki nazar ma koi ni ha ubl mangment D.A Liaqat kk meting ma hama khta ha ka app ubl ka patner ha or or ubl bank manger hama pagal khta ha or khta ha ka hamri shrfat ha ka ham app omni agent ku bank ma gusna data ha or mirpurkhas branch manger zahid but ku D.A Liaqat k.k ki sarparti hasel ha hamri waja sa ubl omni zinda ha kyo ka ager ham agents ku balance ni da tu omni ak bi bill paid ni kar sakti ha dailt ka 3 4 billion ka balance omni agent ku hum prowide karta ha or hama roz mirpurkas 0128 ka staf zail karta ha galia data ha yaha tak ka omni or deposit slip tak hama ni di jati ya kha jata ha ka katam hugee ha hama fakar ha ka ham omni maga agent ha or ham na kai dafa copmlains ki laken kuch sunwi ni hwi or muja kha ga ka kuch ni kar sakta inshalla ublomni ku mirpurkas sa ab busniess ni mila ga kyo ka ham HBL frinchiess lounch kar ra ha or 40 agent tu omni ka HBL ka system raka ga or jab tak zaid but or liqat k.k jasa officer ha tu ubl ku tu allaha he hafiz ha ma sabit kar sakta hu prof ka sat ka ubl ka log custmer sa pasa or gift laka unka jaiz or najiz kam karta ha mirpurkhas branch ma ma ubl ki high mangment karachi ku chalange karta

Ubl omni agent